Understanding in easy to was, unit insurance product link looked like if we to save in bank. If in bank we only get interest, in unit insurance product link besides getting our return investment also gets protection of soul and health.
Does correctness result of its earns equal to that?
Payment at unit insurance product link is not all paid for premium, but partly are put into investment, or usualy is called as Top Up. This Up Top process by company Fund Manager to get result.
To where the capital fund is allocation?
Cash Plus
This choice offers result of expansion of optimal investment in short term period until middle passed instrument of money market. This type has level of low risk. ROI average of is 3%-7% per year.
Fixed Income
This choice offers result of expansion of interesting investment in intermediate term period through investment at obligation and instrument of permanent earnings like deposit, rate of interest and share. This type has level of medium risk. ROI average of is 10%-14% per year.
Balanced Fund
This investment offers interesting expansion result in intermediate term period through investment at permanent share and obligation or earnings like deposit and rate of interest. Level of risk medium-high. ROI average of is 18%-25% per year.
Equity
Investment choice offering result of expansion of interesting investment of long-range period draught passed investment at share and instrument money market like deposit and rate of interest. Has level of high risk with higher level return investment potency. ROI average of is 40%-60% per year.
So, earns we to conclude excellence of unit link is:
- Period of investment actively equiped with by protection.
- Flexible
- Better result potency
- Fund management by manager professional invesment.
- Tax-exempt facility as according to government ordinance applied.
- Fulfills client demand with various planning of invesment product + protection.
- Long-range service professionally to fulfill continual long-range requirement from client.
- Gives more alternative of product matching with development and fluctuation of market.
- Number of policy cash in direct corollation to invesment performance from fund type selected.
- The price of fluctuation unit corresponds to fluctuation intrumen invesment at fund type selected.
- Unit policy link is more suitably for policy holder having a purpose investment of intermediate term to long and ready to receive fluctuation of unit value in short term.
