In advance nations like America, Japan, Singapore and other, insurance becomes a inseparable requirement. They feel is balmy if having insurance, and of course proven they are far more secure and prosperous and well guarantedly because having insurance.
But why some people still don't like insurance, avoids, doesn't feel requires, and various ideas of other negativity.
There is matters making idea of screw pine wide public like that :
The claim is hard
In insurance world, when client has owned policy and does claim, if condition and binded have been pursuant to asked hence the side of insurance have to pays for the claim. But why many insurance company cases doesn't pay ? The thing can be because of:
- Clauses asked incomplete. If this thing happened, automatically claim cannot be paid. Tips: read clearly clauses which there is in policy and asks explanation to agent. Usually insurance company gives time to client for studies policy, otherwise agreed annihilable. Only cut by administration expenses and medical check up (if is exist).
- Insurance agent that is is not gives explanation in detail. Takes a care with a kind of this agent, because purpose of they are closing as soon as possible (commission) so that they don't explain in detail condition and way of claim applied. If you feels meets a kind of this agent, you can report the agent to company . If proven, the agent can be litigated judicially.
Only throws away money
The existing insurance product have been adapted for requirement and public desire, that is paying , but getting big benefit, if possible to Free! est
Last insurance product of course can be told a few weighing, where when we pay for, we still getting protection. But when we have doesn't pay a period of pot is clean contract, if happened something with us hence insurance company have been irresponsible again. About like car insurance.
Hence from that is the existing there insurance where we are enough paying 5 year only, or 10 years only, or 2 year only, even only pays for 1 times only, but us remain to gets protection up to our age 75 thoriums, 85 thoriums even 100 thoriums, depends on rule of each company.
Oppositely can? Because in the existing insurance product, money which we remit not all to pay for premium, but partly in investing, as saves in bank getting interest. So payment of the next premium when we had didn't remit again, paid from return investment (interest) gotten.
To be more explains about this product can read it in unit link article.
Deception insurance only. Is strong company? If dull how?
Tips: insurance company searching having track good record, for example have never there are denunciating in newspaper, and whether the company have stood stripper? Many insurance companies residing has stood to 100 years. If the company had stood to 100 years and has track good record, I think them will not destroy the image by the way "looks for case" with client. If the company is deceiver, will stay during the time? There is also insurance cooperating with Government bank, automatically the insurance company surely is believe with government.