Company
What we the company soybean cake can either or no? Following some things which you must know:
- Does our friends many taking product from the insurance company?
- Is the insurance company often admission in newspaper relates to client complain? Attentive with insurance company like that although the client complain correctness is not guaranted.
- Comes from which state of the insurance company?
- For how long the insurance company stands up?
- How much is value RBC ( Risk Based Capital) the insurance company?
- How much is asset value under management the company?
- How much is value rating given by Standart & Poor's, Moodys and Fitch to the insurance company? Standart & Poor's, Moody's and Fitch is notable independent rating agencies in world.
Product
Insurance product must be adapted for requirement of the client.
- Client must accomodate level of payment of premium and amount insured as according to ability or requirement of client. Didn't force takes too big amount insured otherwise solvent, because will weigh. But also didn't take undersize pertanggung money if client was people from circle resided or rich, because the amount insured becoming not means for people from the circle.
- Select product which invests in (unit link), because having added significance many than traditional insurance products. Value setoran and how many times setoran earns we to accomodate x'self as according to our ability. Besides getting protection, also gets return investment is earning we to liquefy any time. To be more explains about unit product link, sees in article "What Is Unit Link?"
- Takes rider insurance matching with the one which is required only. Like replacement of expense of Hospital is better if you takes, because would hardly lightens you when the thing happened. Other facility like pain, weiver, total permanent disability earned you to take if requires it.
- Applies to insurance agent to explain possible sedetail of facility which you earns. When starts implementaion? How to claim it? How long process? When return investment can start taken? Are there cost?
